BRRRR Strategy
Calculator
Analyze the full BRRRR cycle before committing capital
Help investors model every phase of the Buy-Rehab-Rent-Refinance-Repeat strategy. Show capital recovery timelines, cash flow projections, and equity creation at each step.
See It In Action
Play with the calculator below. This is exactly what your visitors will see.
BRRRR Strategy Calculator
Analyze Buy, Rehab, Rent, Refinance, Repeat deals with capital recovery and cash flow projections
Monthly Cash Flow
-$257
Key Returns
DSCR
1.02
Cap Rate
4.96
Cash-on-Cash Return
-12.09
Capital Recovery
Total Invested
$246,000
Cash Recovered at Refi
$220,500
Cash Left in Deal
$25,500
Capital Recovery %
89.63
Monthly Cash Flow Breakdown
Annual Summary
Annual NOI
$14,880
Annual Cash Flow
-$3,083
Expense Breakdown
P&I
$1,497
Taxes
$250
Insurance
$120
HOA
$0
Management
$190
Maintenance
$100
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How It Works
Get your results in four simple steps
Choose Your Theme
Select from 5 professional themes or customize colors and fonts to match your brand perfectly.
Add Your CTAs
Connect buttons to your calendar, application, or deal intake form. Capture investor leads directly.
Embed Anywhere
Copy one line of code to your website. Works on WordPress, Squarespace, Wix, or any custom site.
Close Investor Deals
Investors engage with your calculator, analyze their deal, and reach out ready to move. Track everything in your dashboard.
Why This Calculator
Purpose-built features that give you the insights you actually need.
Capital Recovery Analysis
Shows how much of the initial investment is recovered at refinance, the metric that makes BRRRR work
ARV-Based Refinance
Models the cash-out refinance based on after-repair value so investors see their true equity position
Cash Flow Projection
Post-refinance monthly cash flow including the new, higher mortgage payment against rental income
Repeat Readiness
Calculates recovered capital available for the next deal so investors can plan their pipeline
BRRRR Capital Recovery Formula
Tracks capital through every phase of the strategy to calculate true return on invested capital.
Industry Standards We Follow
- Total capital invested = Purchase + Rehab + Closing Costs + Holding Costs
- Refinance proceeds based on ARV at 75% LTV (adjustable)
- Capital recovery = Refinance proceeds / Total capital invested
- Post-refinance cash flow uses new debt service against rental income
Key Variables in Our Calculation
- Purchase PriceAcquisition cost of the distressed property
- Rehab BudgetTotal renovation costs to reach after-repair condition
- After-Repair Value (ARV)Appraised value after renovations are complete
- Refinance LTVLoan-to-value ratio for the cash-out refinance (typically 75%)
- Monthly RentExpected rental income after stabilization
- Holding PeriodMonths from acquisition to refinance closing
Expert Insights
Get the most out of your calculations with these professional tips
Add a Deal Intake CTA
Connect your calculator to a deal submission form. Investors who run the numbers are ready to talk when the deal pencils out.
Feature on Landing Pages
Place the calculator on investor-focused landing pages. Interactive deal analysis tools keep investors engaged and signal your expertise.
Track Deal Flow
Monitor which calculators drive the most engagement. See how investors interact with your tools and optimize your lead funnel.
Frequently Asked Questions
Everything you need to know about the BRRRR Strategy Calculator
BRRRR stands for Buy, Rehab, Rent, Refinance, Repeat. Investors purchase undervalued properties, renovate them to increase value, rent them out, refinance based on the new appraised value to recover capital, then use that capital to repeat the process on the next deal.
It compares your total cash invested (purchase price, rehab costs, closing costs, holding costs) against the cash-out refinance proceeds based on the after-repair value (ARV). If your refinance exceeds your investment, you recover 100% or more of your capital.
Most experienced BRRRR investors target properties where the all-in cost (purchase plus rehab) is 70-75% of ARV. This leaves enough equity to refinance out most or all of the invested capital while maintaining positive cash flow.
Yes. The calculator includes mortgage payments, insurance, taxes, and utilities during the rehab period as part of your total capital investment. These holding costs reduce your capital recovery percentage.
The default is 75% LTV on the after-repair value, which is standard for most conventional and DSCR refinance programs. You can adjust this based on your lender requirements.
Simply copy the embed code from your dashboard and paste it into your website. Works with any website builder including WordPress, Squarespace, Wix, and custom sites. The calculator automatically adjusts to fit your container width.
Absolutely! With our Brand Builder, you can match your exact brand colors, fonts, and style. Choose from 5 professional themes or create a fully custom look. Your brand, your calculator.
Yes! Add custom call-to-action buttons that link to your contact form, calendar, or application. Track engagement through your dashboard analytics to see how visitors interact with your calculator.
Yes. Our investment calculators use formulas and metrics that investors actually care about: cap rates, cash-on-cash return, DSCR ratios, and IRR. These are not repurposed homebuyer tools.
Yes! Our Growth plan and above include multiple domain support. Perfect for investor-focused lenders with multiple landing pages or brokerages managing agent websites.
Who Uses This Calculator
Investment Property Lenders
Pre-qualify BRRRR investors by showing them the refinance numbers upfront. Attract borrowers with deals already underwritten.
Real Estate Agents (Investment)
Help investor clients evaluate acquisition targets. Become their go-to agent for off-market and distressed deals.
Hard Money Lenders
Show borrowers the full cycle from acquisition loan through refinance. Demonstrate how your bridge loan fits the strategy.
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