Disclaimer
Important information about our calculators and services
Last updated: January 1, 2026
Important Notice
The information and calculators provided on this website are for educational and informational purposes only. They should not be considered as financial, legal, tax, or professional advice. Always consult with qualified professionals before making any financial decisions.
Calculator Accuracy & Limitations
Estimates Only: All calculator results are estimates based on the information you provide. Actual loan terms, payments, and costs may vary significantly from our calculations.
Our calculators have the following limitations:
- Results are approximations and may not reflect actual loan terms you receive
- Interest rates, fees, and terms vary by lender and borrower qualifications
- Market conditions, regulations, and lending practices change frequently
- Individual financial situations are unique and require personalized analysis
- Calculations may not include all applicable fees, taxes, and closing costs
Not Financial Advice
Professional Consultation Required: Always consult with qualified financial, legal, and tax professionals before making any financial decisions. Our calculators are tools to help you explore scenarios, not replacements for professional advice.
MortgageMate and its operators are not licensed financial advisors, mortgage brokers, or legal professionals. The information provided does not constitute financial, investment, legal, or tax advice. You should:
- Consult with qualified professionals for personalized advice
- Verify all information with official sources and lenders
- Consider your unique financial situation, goals, and risk tolerance
- Understand all risks associated with any financial decision
Real Estate & Investment Risks
Real estate investments and mortgage decisions involve significant financial risks, including but not limited to:
Information Accuracy
While we strive to provide accurate and up-to-date information, we make no warranties or representations about the completeness, reliability, or accuracy of this information. Information on this website may become outdated, and we are not obligated to update it.
You should verify all information with current, official sources before making any decisions. Default rates, tax information, and market data are estimates and may not reflect current conditions.
Regional Variations
Mortgage and real estate laws, regulations, tax rules, and practices vary significantly by country, state, and locality. Information provided may not be applicable to your specific jurisdiction. Property taxes, transfer taxes, insurance requirements, and lending regulations differ widely. Always consult local professionals and verify local requirements before making decisions.
Third-Party Links & Resources
Our website may contain links to third-party websites, resources, or services. We are not responsible for the content, accuracy, privacy practices, or availability of these external sites. Use of third-party resources is at your own risk. The inclusion of any link does not imply endorsement or recommendation.
No Warranty
This website and all information, content, materials, products, and services included on or otherwise made available through this website are provided on an "AS IS" and "AS AVAILABLE" basis, without warranty of any kind, either express or implied, including but not limited to the implied warranties of merchantability, fitness for a particular purpose, or non-infringement.
Limitation of Liability
MortgageMate and its owners, employees, and affiliates shall not be liable for any direct, indirect, incidental, special, or consequential damages resulting from the use of this website or reliance on any information provided. This includes, but is not limited to, damages for loss of profits, goodwill, use, data, or other intangible losses.
Updates & Changes
This disclaimer may be updated periodically without notice. Your continued use of the website after any changes constitutes acceptance of the revised disclaimer. We encourage you to review this page regularly to stay informed about our disclaimers and limitations.
Our Commitment
We are committed to providing helpful, educational tools and resources. While we cannot provide personalized financial advice, we strive to offer accurate calculators and valuable information to support your financial decision-making process. We continuously work to improve our calculators and keep our information current.
Questions?
If you have questions about this disclaimer or need clarification on any information provided, please contact us:
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