Terms of Service

MortgageMate provides online mortgage and real estate calculators, embeddable calculator widgets, educational resources, and related tools. Our services are designed to help users make informed financial decisions related to mortgages and real estate investments. We offer both free and subscription-based services with varying features and capabilities.

When creating an account, you agree to:

• Provide accurate, current, and complete information
• Maintain the security of your account credentials
• Accept responsibility for all activities under your account
• Notify us immediately of any unauthorized access
• Be at least 18 years old or have parental consent

You agree to use our services only for lawful purposes:

• Use calculators for legitimate financial planning purposes
• Provide accurate information when using our calculators
• Respect the intellectual property rights of others
• Not interfere with or disrupt our services
• Comply with all applicable laws and regulations

All content, features, and functionality of our services—including text, graphics, logos, icons, images, audio, video, software, and code—are owned by MortgageMate and are protected by copyright, trademark, and other intellectual property laws.

You may not reproduce, distribute, modify, create derivative works of, publicly display, or otherwise use our content without our prior written consent, except as permitted for embedding our calculators on your website under an active subscription.

TO THE MAXIMUM EXTENT PERMITTED BY LAW, MORTGAGEMATE AND ITS AFFILIATES, OFFICERS, EMPLOYEES, AGENTS, AND PARTNERS SHALL NOT BE LIABLE FOR:

• Any indirect, incidental, special, consequential, or punitive damages
• Loss of profits, data, use, goodwill, or other intangible losses
• Damages resulting from reliance on calculator results or information
• Service interruptions, errors, or security breaches

We may terminate or suspend your access immediately, without prior notice or liability, for any reason, including breach of these Terms. Upon termination, your right to use our services will cease immediately. Provisions that by their nature should survive termination shall survive, including intellectual property, warranty disclaimers, indemnity, and limitations of liability.

Governing Law

These Terms shall be governed by and construed in accordance with the laws of the United States, without regard to its conflict of law provisions. Any disputes arising from these Terms or your use of our services shall be resolved through binding arbitration in accordance with applicable arbitration rules.

We reserve the right to modify these Terms at any time. If we make material changes, we will provide at least 30 days notice before the new terms take effect. Your continued use of our services after the changes take effect constitutes your acceptance of the new Terms.