Mortgage Payment
Calculator
The essential calculator for every site
The #1 searched mortgage calculator. Capture high-intent traffic from people actively shopping for homes.
See It In Action
Play with the calculator below. This is exactly what your visitors will see.
Mortgage Payment Calculator
Calculate your monthly mortgage payment with taxes, insurance, and more
Total Monthly Payment
$2,616
Monthly Payment Breakdown
Loan Details
Loan Amount
$320,000
Down Payment
$80,000
Loan-to-Value
80.00%
Loan Totals
Total Interest
$465,867
Total Cost
$941,867
Amortization Schedule
| Month | Payment | Principal | Interest | Remaining Balance |
|---|---|---|---|---|
| 1 | $2,183 | $250 | $1,933 | $319,750 |
| 2 | $2,183 | $251 | $1,932 | $319,499 |
| 3 | $2,183 | $253 | $1,930 | $319,247 |
| 4 | $2,183 | $254 | $1,929 | $318,992 |
| 5 | $2,183 | $256 | $1,927 | $318,737 |
| 6 | $2,183 | $257 | $1,926 | $318,479 |
| 7 | $2,183 | $259 | $1,924 | $318,221 |
| 8 | $2,183 | $260 | $1,923 | $317,960 |
| 9 | $2,183 | $262 | $1,921 | $317,698 |
| 10 | $2,183 | $264 | $1,919 | $317,435 |
| 11 | $2,183 | $265 | $1,918 | $317,170 |
| 12 | $2,183 | $267 | $1,916 | $316,903 |
Showing 12 of 360 total payments
One Calculator, Five Personalities
Click a theme to transform this entire page. See how your calculators can match any brand identity in seconds.
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How It Works
Get your results in four simple steps
Choose Your Theme
Select from 5 professional themes or customize colors and fonts to match your brand perfectly.
Add Your CTAs
Connect buttons to your calendar, application, or contact form. Capture leads right from the calculator.
Embed Anywhere
Copy one line of code to your website. Works on WordPress, Squarespace, Wix, or any custom site.
Convert More Leads
Visitors engage with your calculator, see their numbers, and take action. Track everything in your dashboard.
Why This Calculator
Purpose-built features that give you the insights you actually need.
PITI Breakdown
Principal, interest, taxes, insurance shown separately - builds understanding
Amortization Schedule
Shows how balance decreases over time - great for education
PMI Calculation
Automatic PMI for loans under 20% down - complete picture
Total Cost Analysis
Lifetime interest visualization drives refinance conversations
Standard Amortization Formula
The same formula every lender uses. M = P[r(1+r)^n]/[(1+r)^n-1]
Industry Standards We Follow
- Standard amortization formula per Regulation Z
- Monthly compounding per HUD guidelines
- PITI calculation per industry standards
- PMI rates based on loan-to-value tiers
Key Variables in Our Calculation
- Principal (P)Loan amount (home price minus down payment)
- Interest Rate (r)Annual rate divided by 12 for monthly rate
- Number of Payments (n)Loan term in months (360 for 30 years)
- Property TaxesAnnual taxes divided by 12
- InsuranceAnnual premium divided by 12
Expert Insights
Get the most out of your calculations with these professional tips
Add a Strong CTA
Connect your calculator to your calendar or application. Visitors who calculate are 3x more likely to convert when given a clear next step.
Position Above the Fold
Place the calculator where visitors see it immediately. Interactive tools keep visitors on your site longer and signal expertise.
Track Your Analytics
Monitor calculator usage in your dashboard. See which pages drive the most engagement and optimize your lead funnel.
Frequently Asked Questions
Everything you need to know about the Mortgage Payment Calculator
Simply copy the embed code from your dashboard and paste it into your website. Works with any website builder including WordPress, Squarespace, Wix, and custom sites. The calculator automatically adjusts to fit your container width.
Absolutely! With our Brand Builder, you can match your exact brand colors, fonts, and style. Choose from 5 professional themes or create a fully custom look. Your brand, your calculator.
Yes! Add custom call-to-action buttons that link to your contact form, calendar, or application. Track engagement through your dashboard analytics to see how visitors interact with your calculator.
Our calculators use industry-standard formulas based on Fannie Mae, Freddie Mac, and HUD guidelines. The same math your LOS uses. Your clients can trust the numbers.
Yes! Our Growth plan and above include multiple domain support. Perfect for loan officers with multiple landing pages or brokerages managing agent websites.
Who Uses This Calculator
Loan Officers
Must-have for any LO website. Capture visitors calculating payments.
Real Estate Agents
Help buyers understand payments on listings. Add to property pages.
Real Estate Websites
Increase time on site and lead capture with interactive tools.
Related Calculators
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