DSCR
Calculator
Serve the investor market
Attract real estate investors searching for DSCR loan info. Position yourself as the investment property expert.
See It In Action
Play with the calculator below. This is exactly what your visitors will see.
DSCR Calculator
DSCR = Gross Rental Income / PITIA (Principal, Interest, Taxes, Insurance, HOA)
DSCR
1.53
Key Metrics
Gross Rent
$4,500
PITIA
$2,949
Cash Flow
$1,551
PITIA Breakdown
P&I
$2,329
Taxes
$350
Insurance
$120
HOA
$150
Monthly Cash Flow
Loan Analysis
Current Loan
$350,000
Max Loan @ Required DSCR
$583,193
Required Rent
$2,949
Rent Surplus/Shortfall
$1,551
Annual Summary
Annual Rent
$4,500
Annual Cash Flow
$18,617
One Calculator, Five Personalities
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How It Works
Get your results in four simple steps
Choose Your Theme
Select from 5 professional themes or customize colors and fonts to match your brand perfectly.
Add Your CTAs
Connect buttons to your calendar, application, or contact form. Capture leads right from the calculator.
Embed Anywhere
Copy one line of code to your website. Works on WordPress, Squarespace, Wix, or any custom site.
Convert More Leads
Visitors engage with your calculator, see their numbers, and take action. Track everything in your dashboard.
Why This Calculator
Purpose-built features that give you the insights you actually need.
DSCR Calculation
Instant ratio calculation - investors know immediately if deals qualify
Cash Flow Analysis
Monthly and annual projections investors need to make decisions
Property Expenses
Complete picture including taxes, insurance, HOA, and reserves
Loan Qualification
Shows if property meets typical DSCR loan requirements
Lender-Grade DSCR Math
The same methodology DSCR lenders use for underwriting. Accurate pre-qualification.
Industry Standards We Follow
- Standard DSCR calculation: NOI / Annual Debt Service
- Fannie Mae/Freddie Mac investment property guidelines
- Industry-standard expense ratios for property management and reserves
- Typical vacancy allowances by market type
Key Variables in Our Calculation
- Gross Rental IncomeMonthly rent multiplied by 12
- Vacancy AllowanceTypically 5-8% for turnover and non-payment
- Operating ExpensesTaxes, insurance, HOA, management, maintenance
- Net Operating IncomeGross income minus vacancy and expenses
- Annual Debt ServiceTotal annual mortgage payments (P&I only)
Expert Insights
Get the most out of your calculations with these professional tips
Add a Strong CTA
Connect your calculator to your calendar or application. Visitors who calculate are 3x more likely to convert when given a clear next step.
Position Above the Fold
Place the calculator where visitors see it immediately. Interactive tools keep visitors on your site longer and signal expertise.
Track Your Analytics
Monitor calculator usage in your dashboard. See which pages drive the most engagement and optimize your lead funnel.
Frequently Asked Questions
Everything you need to know about the DSCR Calculator
Simply copy the embed code from your dashboard and paste it into your website. Works with any website builder including WordPress, Squarespace, Wix, and custom sites. The calculator automatically adjusts to fit your container width.
Absolutely! With our Brand Builder, you can match your exact brand colors, fonts, and style. Choose from 5 professional themes or create a fully custom look. Your brand, your calculator.
Yes! Add custom call-to-action buttons that link to your contact form, calendar, or application. Track engagement through your dashboard analytics to see how visitors interact with your calculator.
Our calculators use industry-standard formulas based on Fannie Mae, Freddie Mac, and HUD guidelines. The same math your LOS uses. Your clients can trust the numbers.
Yes! Our Growth plan and above include multiple domain support. Perfect for loan officers with multiple landing pages or brokerages managing agent websites.
Who Uses This Calculator
Investment Property Lenders
Pre-qualify investor leads. Attract serious borrowers with ready deals.
Real Estate Agents (Investment)
Help investor clients analyze deals. Become their go-to agent.
Property Managers
Add value for investor clients evaluating new acquisitions.
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Related Guides
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