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Mortgage Calculator

Cost Segregation
Estimator

First-year bonus depreciation, before you pay for the study

Estimates what a cost segregation study unlocks: basis reclassified to 5/7/15-year property, 100% bonus depreciation under post-2025 rules, the first-year tax savings against straight-line, and whether the study fee pays for itself immediately.

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See It In Action

Play with the calculator below. This is exactly what your visitors will see.

Cost Segregation Estimator

Estimate first-year bonus depreciation and tax savings from a cost seg study

Property

The building being studied

$
%
%
Tax Situation

How the deduction converts to savings

%
%
$
Good

First-Year Tax Savings

$53,964

Depreciation Detail

Bonus Deduction

$160,000

Year-1 Total (With Study)

$177,455

Year-1 (Straight-Line)

$23,273

Extra Deduction

$154,182

Study Economics

Net Benefit (Yr 1)

$48,964

Return per $1 of Study

10.79

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Simple Process

How It Works

Get your results in four simple steps

1

Enter the scenario

Fill in 7 plain-English inputs across 2 short sections. Sensible defaults get you a result immediately.

2

Read the verdict

Results update instantly: the headline figure, supporting stats, and clear pass/fail states where qualification applies.

3

Share or download

Send a live share link or download a branded PDF scenario report to keep the conversation going.

Key Features

Why This Calculator

Purpose-built features that give you the insights you actually need.

Property

The building being studied

Tax Situation

How the deduction converts to savings

Transparent Methodology

How the Cost Segregation Estimator math works

Estimate first-year bonus depreciation and tax savings from a cost seg study

Industry Standards We Follow

  • 27.5/39-year straight-line baselines
  • 100% bonus depreciation (post-Jan-2025 placed-in-service)

Key Variables in Our Calculation

  • depreciableBasis
    Building basis (land excluded)
  • reclassifiedAmount
    Basis moved to 5/7/15-year property
  • bonusDeduction
    Immediate bonus depreciation on the reclassified basis
  • remainingBasisYear1
    Year-1 straight-line on the remaining long-life basis
  • yearOneTotalDeduction
    Total first-year depreciation with the study
  • straightLineYear1
    First-year depreciation without a study
  • additionalDeduction
    Extra first-year deduction the study unlocks
  • firstYearTaxSavings
    First-year cash tax savings from the study
Pro Tips

Expert Insights

Get the most out of your calculations with these professional tips

Start from the defaults

Defaults reflect current market conditions; change only what you know about your scenario.

Stress-test the result

Nudge the most uncertain input both directions to see how sturdy the conclusion is.

Put it on your site

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Common Questions

Frequently Asked Questions

Everything you need to know about the Cost Segregation Estimator

Yes, for qualifying property placed in service after January 19, 2025, 100% bonus depreciation was restored. Reclassified 5/7/15-year property from a cost seg study qualifies.

Usually 20-35% of the building basis, depending on property type. The estimate defaults to 25%; a real engineering study gives the exact figure.

Perfect For

Who Uses This Calculator

Rental Property Owners

See the cash value of accelerating depreciation before engaging an engineer.

CPAs & Advisors

A quick screen for which client properties justify a study.

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