Seller Net Sheet
Seller Closing Costs in Texas (2026)
Selling a $500,000 home in Texas typically costs about $29,750 before paying off your mortgage: roughly $27,500 in agent commission (5.5% is common but negotiable), no state transfer tax (one of Texas's advantages for sellers), and around $2,250 in seller-side title, escrow, and closing fees. Your exact numbers depend on your county, your payoff, and what you negotiate, so run them below.
Seller Net Sheet
What you actually walk away with when you sell, state by state
Your Net Proceeds
$188,950
Where the Money Goes
Commission
$27,500
Transfer Tax
$0
Title & Closing
$2,250
Mortgage Payoff
$280,800
Summary
Selling Costs % of Price
6.05
Proceeds % of Price
37.79
What sellers pay in Texas
The biggest line item everywhere is commission, and since the 2024 NAR settlement it is fully negotiable, including whether you offer buyer-agent compensation at all. With no state transfer tax, Texas sellers keep more at closing than sellers in high-tax states. Title and escrow customs vary by county; the figures here are statewide estimates, and the calculator lets you override them with exact numbers from your title company.
Estimates only, not tax or legal advice. Figures reflect common statewide customs as of 2026; county and municipal taxes can add to these numbers.
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