Seller Net Sheet
Seller Closing Costs in Massachusetts (2026)
Selling a $500,000 home in Massachusetts typically costs about $31,800 before paying off your mortgage: roughly $27,500 in agent commission (5.5% is common but negotiable), about $2,300 in Massachusetts transfer and recording taxes (~0.46% of the sale price), and around $2,000 in seller-side title, escrow, and closing fees. Your exact numbers depend on your county, your payoff, and what you negotiate, so run them below.
Seller Net Sheet
What you actually walk away with when you sell, state by state
Your Net Proceeds
$186,900
Where the Money Goes
Commission
$27,500
Transfer Tax
$2,300
Title & Closing
$2,000
Mortgage Payoff
$280,800
Summary
Selling Costs % of Price
6.46
Proceeds % of Price
37.38
What sellers pay in Massachusetts
The biggest line item everywhere is commission, and since the 2024 NAR settlement it is fully negotiable, including whether you offer buyer-agent compensation at all. Massachusetts's transfer/excise taxes are set by statute and typically paid by the seller by custom, though who pays is negotiable in the contract. Title and escrow customs vary by county; the figures here are statewide estimates, and the calculator lets you override them with exact numbers from your title company.
Estimates only, not tax or legal advice. Figures reflect common statewide customs as of 2026; county and municipal taxes can add to these numbers.
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