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Seller Net Sheet

Seller Closing Costs in California (2026)

Selling a $500,000 home in California typically costs about $29,550 before paying off your mortgage: roughly $27,500 in agent commission (5.5% is common but negotiable), about $550 in California transfer and recording taxes (~0.11% of the sale price), and around $1,500 in seller-side title, escrow, and closing fees. Your exact numbers depend on your county, your payoff, and what you negotiate, so run them below.

Seller Net Sheet

What you actually walk away with when you sell, state by state

The Sale

Price and location

$
%
Mortgage Payoff

What the lender collects at closing

$
$
$
$
$
Good

Your Net Proceeds

$189,150

Where the Money Goes

Commission

$27,500

Transfer Tax

$550

Title & Closing

$1,500

Mortgage Payoff

$280,800

Summary

Selling Costs % of Price

6.01

Proceeds % of Price

37.83

What sellers pay in California

The biggest line item everywhere is commission, and since the 2024 NAR settlement it is fully negotiable, including whether you offer buyer-agent compensation at all. California's transfer/excise taxes are set by statute and typically paid by the seller by custom, though who pays is negotiable in the contract. Title and escrow customs vary by county; the figures here are statewide estimates, and the calculator lets you override them with exact numbers from your title company.

Estimates only, not tax or legal advice. Figures reflect common statewide customs as of 2026; county and municipal taxes can add to these numbers.

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