Seller Net
Sheet
What sellers actually walk away with, state by state
Commission, state transfer and excise taxes, seller-side closing customs for all 50 states plus DC, the full mortgage payoff with accrued interest, and a warning when the sale cannot cover the payoff.
See It In Action
Play with the calculator below. This is exactly what your visitors will see.
Seller Net Sheet
What you actually walk away with when you sell, state by state
Your Net Proceeds
$185,950
Where the Money Goes
Commission
$27,500
Transfer Tax
$3,500
Title & Closing
$1,750
Mortgage Payoff
$280,800
Summary
Selling Costs % of Price
6.65
Proceeds % of Price
37.19
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How It Works
Get your results in four simple steps
Enter the scenario
Fill in 8 plain-English inputs across 3 short sections. Sensible defaults get you a result immediately.
Read the verdict
Results update instantly: the headline figure, supporting stats, and clear pass/fail states where qualification applies.
Share or download
Send a live share link or download a branded PDF scenario report to keep the conversation going.
Why This Calculator
Purpose-built features that give you the insights you actually need.
The Sale
Price and location
Mortgage Payoff
What the lender collects at closing
Credits & Fees
Concessions and extras
How the Seller Net Sheet math works
What you actually walk away with when you sell, state by state
Industry Standards We Follow
- Per-state transfer/excise tax and closing-custom estimates
- Payoff includes accrued per-diem interest
Key Variables in Our Calculation
- commissionTotal agent commission
- estimatedTransferTaxState-estimated seller transfer/excise tax
- transferTaxTransfer tax used (override wins when provided)
- sellerClosingCostsSeller-side title, escrow, and closing per state custom
- totalSellingCostsEverything the sale costs you
- totalPayoffFull lender payoff including accrued interest
- netProceedsCash to the seller at closing
- proceedsPercentProceeds as a share of sale price
Expert Insights
Get the most out of your calculations with these professional tips
Start from the defaults
Defaults reflect current market conditions; change only what you know about your scenario.
Stress-test the result
Nudge the most uncertain input both directions to see how sturdy the conclusion is.
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Frequently Asked Questions
Everything you need to know about the Seller Net Sheet
Delaware, Washington, DC, Vermont, Connecticut, and Pennsylvania run 1%+ of the sale price, while Texas, Missouri, and a dozen others charge none. The calculator carries per-state estimates and takes your exact figure as an override.
Mortgage interest is paid in arrears, so your payoff at closing is the balance plus per-diem interest to the payoff date, typically close to a full month of interest. Ignoring it overstates your proceeds.
Who Uses This Calculator
Listing Agents
A net sheet for every listing appointment, with your state’s taxes built in.
Home Sellers
Know your walk-away number before you sign the listing agreement.
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